The world is full of scams, and sometimes just getting through the day without falling prey to one con or another feels like an achievement. The best way to do that, though, is to make sure you’re aware of the latest confidence games out there, and all the different permutations they’re taking on these days. So, before you respond to that email or give out your personal information, familiarize yourself with these three online scams brought to you by ScamBusters.
#1: Jury Duty
Jury duty is one of those things we just accept as the price of living in a civilized society. However, one scam that preys on this acceptance is when a scammer will call you up, saying that you failed to appear for duty. In order to cancel an arrest warrant out for you, they’ll just need a few personal details. Or, alternatively, they’ll just call to tell you that you’ve been selected for jury duty, and if you could confirm your identity with your social security number, date of birth, etc., they’ll get out of your hair.
Never give these details to someone who calls you. Hang up, and call the courthouse yourself.
#2: Texting Is The New Phishing
In the old days when scammers wanted to steal your banking details, they’d carefully craft an email to make you think your bank was trying to get hold of you to “verify” your personal details so they could unlock your account. These days, though, they just send you a text message, asking you to go to a certain website.
Never follow a link that purports to be from your bank. Instead, call them directly, and ask a representative what’s happening.
#3: Paying Too Much on Craigslist
You needed to raise some cash fast, so you put some furniture, or other items, up on Craigslist. Someone buys them, but calls not long after they sent you payment, apologizing that their check is too large, and could you just send them the refund? This is a variation on the classic over payment scheme, and it always uses a check. You get a big check, send them the goods and the difference, but too often the check bounces, leaving you out cash and goods. Never accept a payment that’s too big when doing business.
For more tips on keeping yourself safe online, simply contact us today!